TERMS AND CONDITIONS OF USE

IMPORTANT: PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. This web site ("Site") is operated and owned by TheInsuranceExperts.caTM ("Company"). By accessing or using this Site, you are agreeing to be bound by these terms and conditions. If you do not accept the terms and conditions stated herein, do not access or use this Site. Company reserves the right to revise these terms and conditions at any time by updating this posting. You should visit this page periodically to review these terms and conditions. 

Copyright and Restrictions. The contents of this Site, such as text, images, articles, opinions, views, graphics, images, HTML codes, multi-media clips, java code, logos, button icons, banners, software and other material appearing on this Site (collectively "Materials"), are protected by copyright under Canadian laws. Unauthorized use of any Materials may violate copyright, trade-mark, and other laws. You must retain all copyright and other proprietary notices contained in the original Materials on any copy you make of the Materials. You may not sell or modify the Materials or reproduce, display, publicly perform, distribute, or otherwise use the Materials, or any part thereof, for any public or commercial purpose. The use of the Materials on any other web site for any purpose is prohibited.

Trade-Marks. TheInsuranceExperts.caTM is a trade-marks of Company. All other trademarks belong to their respective owners. Nothing contained on this Site should be construed as granting any license or right to use any trade-mark, logo or design displayed on this Site without the written permission of Company or the respective owner. 

Linked Sites. This Site may contain links to other sites as well as e-mail links. These links are provided solely as a convenience to you. These other sites were independently developed by parties other than Company and Company assumes no responsibility for the accuracy or appropriateness of the information in such sites. The inclusion of any link to another site does not imply endorsement by Company. Any mention of another party or its product or service on the linked site should not be construed as an endorsement of that party or its product or service. If you decide to access any linked site, you do so entirely at your own risk. Company reserves the right to terminate any link to this Site at any time. 

No Professional Advice. The information on this Site is provided with the understanding that Company is not engaged in rendering financial planning, tax planning, professional advice and services. The website is merely a medium to inform the visitors of products and as such, the information should not be used as a substitute for consultation with professionals or other competent licensed advisors. 

Privacy.  Company undertakes not to use or permit others to use the information you submit for marketing or mass mailing purposes. 

Security. While all reasonable efforts are made to ensure the confidentiality of information submitted to this Site, Company will not be responsible for any damages you may suffer as a result of or in connection with the transmission of any information from or to this Site.  

DISCLAIMER OF WARRANTIES. THE MATERIALS AND SERVICES MADE AVAILABLE ON THIS SITE ARE PROVIDED "AS IS". Company DISCLAIMS ALL REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE INFORMATION CONTAINED ON THIS SITE MAY CONTAIN TYPOGRAPHICAL ERRORS. THE MATERIALS AND SERVICES MADE AVAILABLE ON THIS SITE MAY BE CHANGED WITHOUT NOTICE. NO REPRESENTATIONS OR WARRANTIES ARE MADE CONCERNING THE ACCURACY, COMPLETENESS, TIMELINESS OR RELIABILITY OF THE MATERIALS OR SERVICES, Company DOES NOT REPRESENT OR WARRANT THAT ACCESS TO THIS SITE OR ANY SITES LINKED TO THIS SITE WILL BE UNINTERRUPTED, THAT THIS SITE WILL OPERATE ERROR-FREE.