No Medical Insurance

If you have been denied insurance for health reasons or if you just dont want to do a medical, we have just the thing for you: Non Medical Insurance. Answer a few questions and get covered! Below are the three main types of no medical insurance:

Type 1
Answer no to a few simple health questions and purchase Deferred Term 10, 20 with coverage starting as low as $50,000 and going as high as $100,000 or Term 100 starting as low as $25,000 going up to $100,000. If the insured qualifies for this plan there is a 2 year waiting period before the plan comes into effect. The premiums for this plan are among the lowest in Canada and will not increase during the period of the term you choose. This plan is available from age 20-70.

Type 2
Answer no to a few health questions asked on or application and purchase Simplified Term 10, 20 that starts as low as $50,000 and going as high as $150,000 or Term 100 starting as low as $25,000 going to up to $150,000. This plan starts right away. Premiums for this plan are among the lowest in Canada and will not increase during the period of the term you choose. This product is renewable, not convertible. This plan is available from age 20-70.

Type 3
Answering no to all questions on the application will qualify for Simplified Term Plus 10, 20 that starts as low as $50,000 and going as high as $150,000 or Term 100 starting as low as $25,000 going to up to $150,000. This plan is suitable for individuals who have no or minimal health issues in the last 10 years. The plan starts right away. Premiums changed for Simplified Term Plus plans are guaranteed and lower compared to our other Term Plans. This product is renewable, not convertible. This plan is available from age 20-70.

No Nurse, No Syringe, No Blood
With all three types there are no nurses or syringes invovled! A licensed financial advisor will ask you a few very simple health questions and depending on your health situation you will qualify for one of the three coverages mentioned above. Its as easy as that! We are independent – We will find you the best coverage out there!

Why not find out how much it will cost you: