Long Term Care
In the event of a loss of independence, you should ask yourself - What means the most to you?
Remaining in the comfort of your own home without being a burden on others?
Maintaining your standard of living as much as possible?
Protecting your family's financial security?
Preserving your assets and retirement savings?
1. Bathing 2. Dressing 3. Toileting 4. Transferring 5. Eating and Continence 6. Suffer a cognitive impairment
Consider the benefis:
A tax-free monthly benefit payment
In the event that you are unable to perform at least two of the six activities of daily living on your own
No receipts
Benefit eligibility is not dependent on admission into any care facility, nor do you have to obtain receipts for the care received to collect the designated benefiit payments
The freedom to use your benefit any way you want
You can use your benefit the way you see fit- receive the type of quality of care you need or use it to replace the lost income of a family member that provides the tender care you deserve
Avoid placing emotional and financial strain on your loved ones
Avoid placing the physical and financial hardships associated with a loss of independence on your family and friends while preserving your assets and retirement savings
If you wait to acquire it until you need it, you may be too late. Like any other insurance, the younger you are when you acquire it the cheaper it is. It may not be as expensive as you may think. Let our licensed independent advisors find you the best bang for your buck.
Why not find out how much it will cost you: